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Homeownership Made Possible

We want to help more Houstonians own their own home. We acquire vacant, abandoned or damaged properties and facilitate the development of affordable new homes on them. Qualified homebuyers are able to obtain additional assistance from the City of Houston in order to purchase these homes with down payment assistance programs and the Houston Community Land Trust, which can help keep property taxes from rising too quickly so you can stay in your home.

Two Great Homeownership Programs To Choose From

You have the opportunity to qualify for one or both of our homeownership programs. With each program, you can find your new home at a affordable price – to find out which programs you qualify for, use the chart below:

New Home Development Program

The New Home Development Program (NHDP) provides newly constructed, affordable single-family homes for qualified homebuyers. This program is in partnership with the City of Houston Housing and Community Development Department.

HLB Traditional Homebuyer

Houston Land Bank works with our approved builders to sell them lots, on which they will construct new homes for sale to qualified buyers. A new house at an affordable price!

Does My Income Qualify?

Check the chart below to see which program or programs you may qualify for, and click on the links to learn more. Chart is based on U.S. Department of Housing and Urban Development (HUD) 2023 income guidelines. Income includes any payments from employment, child support, recurring gifts, etc. Household income limits are subject to change and will be updated here when they do.

NHDP – 80 percent of area median income or less Traditional Homebuyer Program – 120 percent of area median income or less
If your household size is: And your household income
is no more than:
1 $52,200 $78,300
2 $59,650 $89,450
3 $67,100 $100,650
4 $74,550 $111,850
5 $80,550 $120,800
6 $86,500 $129,750
7 $92,450 $138,700
8 $98,450 $147,650
You may qualify to buy an NHDP home, click here for details! You may qualify to buy a new home from an HLB approved builder, click here for details!

Find the House to Make Your Home

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