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Homeownership Made Possible
We want to help more Houstonians own their own home. We acquire vacant, abandoned or damaged properties and facilitate the development of affordable new homes on them. Qualified homebuyers are able to obtain additional assistance from the City of Houston in order to purchase these homes with down payment assistance programs and the Houston Community Land Trust.
Trusted by 500+ companies worldwide
Salesforce
Microsoft
Oracle
ServiceNow
Check Your Eligibility for Our Home Buyer Programs
You have the opportunity to qualify for one or both of our homeownership programs. With each program, you can find your new home at an affordable price – to find out which programs you qualify for, use the chart below:
New Home Development Program (NHDP)
The New Home Development Program (NHDP) provides newly constructed, affordable single-family homes for qualified homebuyers. This program is in partnership with the City of Houston Housing and Community Development Department (COH).
COH reserves lots
COH Builder constructs home
HLB stewards sale
80% AMI Purchase
HLB Traditional Homebuyer
Houston Land Bank works with our approved builders to sell them lots, on which they will construct new homes for sale to qualified buyers. A new house at an affordable price!
Land sold to builders
Builder constructs home
HLB help steward
home sale
120% AMI Purchase
Household Size | NHDP Limit (80% AMI) | Traditional Limit (120% AMI) |
|---|---|---|
Household Size: 1 | $56,650 | $84,950 |
Household Size: 2 | $64,750 | $97,050 |
Household Size: 3 | $72,850 | $109,200 |
Household Size: 4 | $80,900 | $121,300 |
Household Size: 5 | $87,400 | $131,050 |
Household Size: 6 | $93,850 | $140,750 |
Household Size: 7 | $100,350 | $150,450 |
Household Size: 8 | $106,800 | $160,150 |
Income Guidelines | HUD 2025 Guidelines | AMI Level Limits |
Program Requirements
In addition to the income requirements, to purchase an HLB home you must agree to live in it as your principal place of residence, and meet other requirements including but not limited to:
NHDP Requirements
Complete an eight-hour certified Homebuyer Education Course through a HUD-approved counseling agency.
Must be a U.S. citizen or permanent resident alien.
Must be able to obtain a 30-year fixed-rate mortgage for the purchase price. (No ARMs or seller-financed mortgages).
Must have less than $30,000 in liquid assets.
Traditional Requirements
Complete an eight-hour certified Homebuyer Education Course through a HUD-approved counseling agency.
Must be a U.S. citizen or permanent resident alien.
"The land comes with a ten-year deed restriction to maintain qualified income and preserve affordability."
Get Started Today!
Connect with our listing brokers or reach out to builders to find your new home.
NHDP Listing Brokers
Properties Across Houston
Discover active and upcoming developments in neighborhoods across the city.
What Our Homeowners Are Saying
We believe affordable housing is essential across all Area Median Income (AMI) levels, ensuring individuals and families from diverse economic backgrounds have access to safe, stable, and attainable homes. Our current affordable housing programs serve residents earning 120% AMI below.
Homeownership to me is more than just a place to live. It helps with stability and creating generational wealth for my children.
Khiana G.
New Home Development Program
Owning my home has given me a deep sense of independence and stability. It’s empowered me to build , feel more rooted in my community, and take pride in a space that truly reflects who I am.
R.S.
New Home Development Program
I am beyond grateful for the Houston Land Bank and this amazing opportunity. When my kids walked in and saw they each had their own rooms, the joy on their faces brought me to tears. I have been praying for this moment for years, and as a single young teen mom, this truly feels like a blessing. My hard work has finally paid off, and I am so thankful for the chance to provide my children with a place we can proudly call home.
Brittany W.
New Home Development Program
Property Listings
You have the opportunity to qualify for one or both of our homeownership programs. With each program, you can find your new home at a affordable price – to find out which programs you qualify for, use the chart below:
$279,900.00
311 Tennessee St, Houston, TX 77029, USA
Program: Traditional
Active
$225,000.00
2524 Sam Wilson St, Houston, TX 77020, USA
Program: Traditional
Active
$225,000.00
5712 Downing St, Houston, TX 77020, USA
Program: Traditional
Active
$279,900.00
313 Tennessee St, Houston, TX 77029, USA
Program: Traditional
Active
$228,000.00
6710 Utah St, Houston, TX 77091, USA
Program: NHDP
Active
$228,000.00
7974 Fowlie St, Houston, TX 77028, USA
Program: NHDP
Active
$228,000.00
7970 Fowlie St, Houston, TX 77028, USA
Program: NHDP
Pending
$279,900.00
311 Mascot St, Houston, TX 77029, USA
Program: Traditional
Pending
$197,620.00
6616 Apollo St, Houston, TX 77091, USA
Program: Traditional
